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Our Financial Schemes

We offer a range of secure and flexible financial schemes designed to meet the diverse needs of our members. Whether you're saving for the future or seeking financial support, our schemes are built to ensure growth, security, and convenience.

These schemes are offered exclusively to our registered members. To take advantage of these benefits, become a member today or visit your nearest Giramiyan branch.

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Savings Account

Cultivate the habit of regular savings while earning interest on your balance.

  • Competitive interest rates.
  • Easy access to funds.
  • Personalized service.
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Fixed Deposit (FD)

Grow your money securely over a fixed period with guaranteed returns.

  • Flexible tenures.
  • Attractive interest rates.
  • Loan facility against deposit.
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Recurring Deposit (RD)

Save a small amount regularly and receive a lump sum with interest.

  • Ideal for salaried individuals.
  • Monthly deposit options.
  • Assured returns at maturity.
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Cumulative Deposit

Maximize your returns with interest compounding over time.

  • Lump sum investment.
  • Compounded annually.
  • Suitable for long-term goals.
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Monthly Income Scheme (MIS)

Get monthly payouts for a regular income stream.

  • Fixed investment.
  • Monthly interest income.
  • Safe and steady returns.
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Daily Deposit Scheme (PIGMY)

Designed for daily earners and small business owners.

  • Daily collection at doorstep.
  • Encourages small savings.
  • Withdrawal flexibility.
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Term Deposit

A short - to - medium term deposit plan with a fixed maturity.

  • Flexible durations.
  • Higher returns than savings account.
  • Premature withdrawal option available.
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Loan Against Deposit

Get immediate funds without breaking your deposit.

  • Available on FD and RD.
  • Low interest rate.
  • Quick disbursement.

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