Below are some commonly asked questions to help you understand our products, services, membership process, and policies better.
Giramiyan Mutual Benefit India Nidhi Limited is a government-recognized Nidhi company that provides financial services like savings, deposit schemes, and loans exclusively to its members. Our goal is to promote savings and offer secure, community-based financial support.
Any Indian citizen above the age of 18 who supports the concept of mutual financial benefit and community savings can become a member by completing our simple registration process.
Visit your nearest Giramiyan branch or apply online through our website. Submit your identity proof, address proof, passport-sized photo, and pay the membership fee to get started.
We offer a variety of deposit schemes including:
Our members can access various loans, including:
Interest rates vary depending on the scheme and duration. Visit our product/service page or contact your nearest branch for the latest rates.
Yes. You can start your loan application through our official website or mobile app. A representative will guide you through the rest of the process.
As a Nidhi company registered under the Companies Act and regulated by the Ministry of Corporate Affairs, your money is handled with transparency, legal compliance, and security. We follow strict policies to ensure members’ funds are safe.
Yes. Members are free to open multiple deposit accounts (like FDs and RDs) as per their financial goals and needs.
You can call us, email us, or visit your nearest branch. All contact information is available on the contact us page of our website.
Please refer to our Terms and Conditions of respective products/services for detailed information about our refund and cancellation policies.
Yes. Our mobile app allows you to check balances, view statements, deposit details, and apply for loans conveniently.
We have 15+ branches across Tamil Nadu. You can view a list of branch addresses on our branches page.
If you have a question not listed here, feel free to reach out to us directly. We're always happy to assist!
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