Access Funds Without Breaking Your Savings


Our Deposit Loan scheme helps you access funds without liquidating your savings. If you have a Fixed Deposit (FD) or Recurring Deposit (RD) with us, you can easily avail a loan by pledging your deposit as collateral. This loan option allows you to meet urgent financial needs while continuing to earn interest on your deposit.


This loan provides quick access to funds at low interest rates and with flexible repayment options, making it an ideal solution for emergencies or planned expenses.

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Loan Amount

Borrow up to 90% of the value of your Fixed or Recurring Deposit.

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Tenure

Flexible loan repayment options tailored to your needs.

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Competitive Interest Rates

Low interest rates, usually lower than personal loans, making it affordable.

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Minimal Documentation

Simple documentation with no need for credit checks, as the loan is secured by your deposit.

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Quick Approval

Fast approval and disbursement to meet your urgent financial needs.

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Flexible Repayment Options

Repay in easy EMIs or lump sum, based on your convenience.

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No Prepayment Penalty

Pay off the loan early without any additional charges.

  • Quick Access to Funds | Get immediate access to liquidity without breaking your deposit.
  • Secure Loan Option | Your FD or RD acts as collateral, reducing the risk and providing better loan terms.
  • Competitive Interest Rates | Enjoy lower interest rates than unsecured loans, ensuring affordable repayment.
  • No Impact on Your Deposit | Continue earning interest on your deposit while you take a loan against it.
  • Flexible Repayment Terms | Choose a repayment plan that suits your financial situation.
  • Easy and Hassle-Free | Simple documentation and quick processing, with minimal paperwork.