Empowering Futures Through Affordable Education


Giramiyan strongly believes in investing in the future of our youth. Our Education Loan scheme is designed to make higher education accessible and affordable for students who wish to pursue their academic goals. Whether you're planning to study within India or abroad, our education loans offer competitive interest rates, flexible repayment terms, and a simple application process.


We are committed to supporting students in achieving their dreams without the financial burden holding them back.

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Loan Amount

Borrow up to ₹15,00,000 for higher education in India or abroad.

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Repayment Tenure

Flexible loan repayment options ranging from 5 years to 15 years after course completion.

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Attractive Interest Rates

Competitive rates to ensure affordable EMIs.

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Minimal Documentation

Easy and hassle-free documentation with no hidden charges.

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Quick Approval

Fast loan processing and approval to ensure timely funding for your education.

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Loan Security

Collateral-free loans for amounts up to ₹7.5 lakhs; loans above ₹7.5 lakhs require property as security.

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Moratorium Period

Repayment starts after course completion or a grace period, allowing you to focus on your studies.

  • Higher Loan Amounts | Borrow a large sum to cover tuition fees, living expenses, study materials, and more.
  • Affordable Interest Rates | Enjoy lower interest rates than other unsecured loans, making it more manageable to repay after completing your studies.
  • No Prepayment Charges | Repay your loan early without any additional charges.
  • Repayment Flexibility | Choose from a variety of repayment options, with flexible terms based on your financial situation.
  • Easy Process | Simple documentation and quick approval process to ensure you can meet deadlines for college admissions.
  • Study Abroad Assistance | Financial support for students wishing to pursue higher studies overseas, including tuition fees, visa fees, travel costs, and living expenses.